How to Get Loan In Nigeria

Top 15 Platforms to Get Quick Loan Online In Nigeria Without Collateral

Have you ever think of searching for any financial institution that gives out loan to Nigeria online without even collecting any collateral for the loan before, if Yes — You search is over because am going to share with you several Websites & Mobile App platform that provides online loans in Nigeria and their loan sites can meet your personal loan needs.

On this post am going to go in details of how to get quick loans online in Nigeria without any collateral for your personal or business loan request.

In the last few years, assessing business or personal loan has taken to another different dimension as few service providers are changing normal rules of giving out a loan without the need a proof of employment or even a visit to a banking hall for some paperwork.

All these service providers have come out with repayment method from 14 days to 12 months, that usually depends on the providers you’re using to collect the loan. The maximum amount one can access initially is dependent on the provided information, and the requested funds are transferred almost immediately.

Here Are Top 15 Platforms to Get Quick Loan Online In Nigeria Without Collateral below:

Paylater

  • Requirements: Valid bank details and BVN
  • Platform: Android
  • Interest rate: 5% to 30%, depending on credit rating
  • Loan tenure: 15 days to 6 months
  • Multiple loans at a time: No
  • Repayment channels: Debit Card, Quickteller, and direct transfer

KwikCash by 9mobile

  • Requirements: A 9mobile line and valid bank details
  • Platform: USSD (*561#)
  • Interest rate: 10 – 20%
  • Loan tenure: 14 days
  • Multiple loans at a time: No
  • Repayment channels: ATM, debit card, and direct transfer/deposit
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Aella Credit

  • Requirements: Valid bank details, BVN, and employer registration (for in-network loans)
  • Platform: Android
  • Interest rate: 20% – 27% for out of network loan
  • Loan tenure: One month
  • Multiple loans at a time: No
  • Repayment channel(s): Debit card
How to Get Loan Online In Nigeria
Top 15 Platforms to Get Quick Loan Online In Nigeria Without Collateral

SnapCredit

  • Requirements: Employer registration, valid bank details
  • Platform: Web
  • Interest rate: Function of the amount of loan and its tenure.
  • Loan tenure: 1 to 12 months
  • Multiple loans at a time: Yes
  • Repayment channel: Monthly loan repayments are deducted from salary

KiaKia

  • Requirements: Work ID card, valid bank details
  • Platform: Web
  • Interest rate: 5.6% – 24%
  • Loan tenure: 7 to 30 days
  • Multiple loans at a time: No
  • Repayment channel: Debit card, direct deposit

FINT

  • Requirements: Valid bank details, valid ID card, and bank statements
  • Platform: Web
  • Interest rate: 9% – 39%
  • Loan tenure: 2 – 12 months
  • Multiple loans at a time: No
  • Repayment channel: Debit card, direct deposit

C24

  • Requirements: Physical documents, valid bank details
  • Platform: Web
  • Interest rate: 4% and above
  • Loan tenure: 1 to 9 months
  • Multiple loans at a time: No
  • Repayment channel: Debit card, direct deposit

Zedvance

  • Requirements: Valid bank details
  • Platform: Web
  • Interest rate: 7.5% to 58%
  • Loan Tenure: 1 to 12 months
  • Multiple loans at a time: No
  • Repayment channel: Cheques, direct debit/deposit

Branch

  • Requirements: A Facebook Account, BVN and valid bank details
  • Platform: Android
  • Interest rate: 20%
  • Loan tenure: One month
  • Multiple loans at a time: No
  • Repayment channels: Debit card, auto-debit, mobile banking app.

Sharp Sharp by Credit Direct

  • Requirements: No guarantor, physical documents, personal bank details
  • Platform: Web
  • Interest rate: 3.4% monthly
  • Loan tenure: One month and beyond
  • Multiple loans at a time: No
  • Repayment channel: Direct debit
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QuickCheck

  • Requirements: Facebook account, valid and active phone number, bank details and source of income
  • Platform: Android
  • Interest Rate: 1% daily
  • Loan tenure: 5 to 30 days
  • Multiple loans at a time: No
  • Repayment channel: Debit Card, Direct Deposit

PayConnect

  • Requirements: Government approved ID card, staff ID and salary account with a commercial bank in Nigeria
  • Platform: Android
  • Interest Rate: 28% – 31%
  • Loan tenure: One month
  • Multiple loans at a time: No
  • Repayment channel: Direct Debit

FairMoney

  • Requirements: Facebook account, bank details and proof of employment
  • Platform: Android
  • Interest rate: 20-30%
  • Loan Tenure: one month
  • Multiple loan at a time: No
  • Repayment channel: Direct debit

PennyLender 

MySpecta

Owned by Sterling bank.

 

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