4) Make an Inventory of What Is Damaged
The first thing you should do is make an inventory of what’s damaged. If it’s a minor accident that happened in a parking lot, you may be able to take photos on your phone and submit them to your insurer via their website or app.
However, if there is any doubt about whether or not you can claim through your policy, contact your insurance agent immediately—don’t delay. Your agent will tell you how to go about getting your car fixed quickly and get everything settled with your insurer.
As long as everything goes smoothly with both sides, expect an easy claim process from start to finish.